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Friday, March 17, 2023

Remittances to Cuba from the United States resumed

Beneficiaries of remittances in Cuba have the possibility of receiving them directly in their bank accounts in foreign currency, from Metropolitano, BPA and Bandec banks

By Redaction International -

Remittances to Cuba from the United States via Western Union
U.S. company Western Union reestablished the sending of remittances to Cuba from all over the United States this March 3, 2023

The member of the Political Bureau of the Communist Party of Cuba and Minister of Foreign Affairs, Bruno Rodríguez Parrilla said on Twitter regarding the news that "the U.S. unilaterally suspended the sending of remittances from the U.S. to Cuba in 2020 to create economic pressure on the Cuban population."

"It was one of the measures to reinforce the blockade adopted in the midst of the COVID-19 pandemic," the diplomat added.

As made known by the company Orbit S.A., which managed remittances to the Island from Europe and Canada in 2022, this expansion of remittance operations from the U.S. is a legitimate activity that since 1995 operated in Cuban territory, in accordance with international standards and that since 2020 had been stopped for the U.S. market by unilateral decision of the U.S. Government.

Orbit S.A. also informed that the test phase of the service to Cuba that Western Union had started on January 4 of this year, in some offices in Florida, was already completed, so it proceeded to extend the service to all locations of its network on U.S. territory.

The beneficiaries of remittances in Cuba have the possibility of receiving them directly in their bank accounts in foreign currency, from the Metropolitano, BPA and Bandec banks, a service made possible thanks to commercial links subscribed with international financial companies, and which favors both the remittance recipients and senders, as they have access to fast, safe and less costly banking channels for their processing.

The population will be updated on the official channels that Orbit S.A. will incorporate to its management, the company indicated.


Wednesday, February 22, 2023

The power of ChatGPT in revolutionizing the way we produce and manage knowledge, especially in public policy - from initial ideas to final briefs and project implementation

Artificial Intelligence (AI) and machine learning are at the forefront in our world of advancing technology

Leveraging the power of ChatGPT to produce innovative public policy


Artificial Intelligence (AI) and machine learning are the buzz words in our advancing technology world
The world of technology is advancing rapidly, and Artificial Intelligence (AI) and machine learning are at the forefront.  The Inter-American Development Bank (IDB) strongly believes in the advantages of using cutting-edge technologies such as AI, machine learning, deep learning, and transformers to enhance efficiency and productivity, increase inclusivity, and reduce emissions in infrastructure.  In Latin America and the Caribbean, these technologies enable countries to analyze data more effectively and automate manual processes, resulting in better decision-making and services.

The infrastructure sector already applies technologies that reduce water and electricity losses, automate pavement and signage analysis, diagnose road safety features, and automate satellite imagery inspection to estimate solar power generation, detect water and sanitation assets, and create inventories of unpaved roads.

AI can revolutionize the water sector by providing innovative solutions to complex challenges.  It can be used to analyze data from multiple sources (sensors, satellites, and social media) to identify water quality issues and predict trends.  Thus, water managers can respond to contamination events quickly and accurately.  AI can optimize water resource management by predicting demand, identifying leakages, and optimizing treatment processes.  It can predict flood and drought events based on weather, soil moisture, and water level data analysis and help managers take preventive measures.  Finally, it can even identify wastage in homes and businesses and suggest ways for consumers to conserve water and reduce their bills.

One of the most exciting developments in this field is the rise of OpenAI’s language model: ChatGPT, a cutting-edge technology that can revolutionize the way we produce and manage knowledge, especially in public policy, from initial ideas to final briefs and project implementation.  This language model relies on a massive dataset of millions of web pages to generate text that is almost indistinguishable from that written by a human.

With ChatGPT, knowledge producers and organizations looking to create high-quality content can produce policy briefs, reports, and other written materials in a fraction of the time it would take to do so manually.  For example, in the case of renewable energy, ChatGPT can quickly generate a list of potential initiatives, as well as outline the pros and cons of each one.  Knowledge organizations can quickly and efficiently explore complex issues, provide in-depth analysis, and evaluate different scenarios and ideas from other fields to provide valuable insights and guide decision-makers in the development of more effective policies. 

Policy experts could also use ChatGPT to: 

  • Generate summaries of large amounts of data, making it easier to digest and understand the information. 
  • Create data visualizations and interactive reports, adding language descriptions and explanations of the data, trends, and patterns, making it easier for stakeholders to understand the information presented. 
  • Simulate scenarios and assess the impact of different policy options, leading to the creation of better-informed and more effective public policies. 
  • Produce insightful reports with in-depth analysis of the impact of policy initiatives on the defined field. 
  • Quickly analyze large datasets and produce concise and actionable insights that can guide decision-makers. 
  • Understand the needs and perspectives of stakeholders, and provide recommendations and insights based on this information. 
  • Streamline the policy development process.

Tuesday, January 24, 2023

Usain Bolt Chose Jamaica - His Home, and Lost!


Bolt who could live anywhere in earth, and hold his finances anywhere, chose to stick to home and to live and work in retirement from Jamaica; generating a “Jamaica cool” brand based on his global image!

By Gilbert Morris

Usain Bolt Lost Million$ In Jamaica
Usain Bolt won 8 gold medals in 3 Olympics, earning $119 million dollars.  For this he gave in training 20 years.

Usain Bolt and his lady Jamaica teammates kept eyes of the world on them and off the biblical violence in Jamaica for at least 7 yrs!

They promoted Jamaica and carried the flag!

This allowed Jamaican brand to be reborn globally.  Bolt who could live anywhere in earth, and hold his finances anywhere, chose to stick to home and to live and work in retirement from Jamaica; generating a “Jamaica cool” brand based on his global image!

Now he has lost $12 million of his income to theft!

But this is not the first sign of trouble: Jamaica is a stratified society in which - like Barbados - some light-skinned (plantation-dwelling) Jamaicans held themselves as superior to Bolt and when he bought his home in a posh neighbourhood, they tried to run him out.  (Ca Newry have our light skinned people in check in The Bahamas).

If the Jamaican authorities fail to fix this situation - they should have confiscated/sequestered all company assets by now - Bolt will earn more millions, but during this year’s global track and field season, all the commentary will be about how Jamaica is so corrupt and crooked…they destroy their greatest global icon since Bob Marley and Butch Stewart!


Tuesday, December 27, 2022

I like Money Online Investment, but...

I like Money Online Investment, but One Day Soon I Want to Say that I love Money Online Investment, because...

By Dennis Dames
December 27, 2022

MoneyOnlineInvest has great profit-making potential for its faithful clients
According to - MoneyOnlineInvest has poor reviews. Out of 102 participants - its ratings are as follows: 17% gave the program 5 stars, 6% rated it with 4 stars, 2% gave it 3 stars, 0% for 2 stars, and the vast majority of 75% rated it with one star.
One customer wrote the following review: "Bad Investement I ever had with this platform? realy steal your money as well as your dividends you make in shares, I highly do not recomand this platform, I leaving with more than $200 left behind me." - Date of experience: November 10, 2022 -
Another expressed the following: "Be careful. This site has no contact details. Pays at first. But notice you pay in more than you receive. I had $1 260 but couldn't withdraw without paying more. Now after 2 years I can't log in. Resetting password I get: "Error:Unfortunately, this account cannot be restored because a security question for this account has not been established before". I was a member 6+ years and never ever got any replies on queries. If someone has the contact details be free to post it. As no one has it. This is a automated site and you will lose more than you receive. Sorry TrustPilot even the email you send this review to doesn't exist! Test it yourself and prove me right. - Date of experience: July 30, 2022 -
One favorable customer/reviewer said: " is a good platform for everyone to make some cash and is not get rich quick platform, they operate base on points which means you need a points before you can make a withdrawal and every activity you do partake in on the platform you get a points. Then you can proceed and make your withdrawal. Thank you!!!" - Date of experience: April 08, 2022 -
I recommend all who are interested in joining to read more of the reviews about the program at,

My Personal Views and Experiences On MoneyOnlineInvestment as An Active Customer of The Program.

I have invested about $900.00 in about threes years ago. I have withdrawn more than $300.00 to date, I have a balance of more than $1,300.00 on my account, and the value of my shares today is $1,635.47.
DAD Writes about
I have discovered that there is no such thing as instant withdrawal - despite the program advertisements stating so. They continue to move the goalposts in this regard. This is one of the reasons why the good image of the program is taking a negative hit in customers’ ratings.
Another issue is that customers cannot freely use their respective cash balances on the exchange to purchase more shares or invest in another small business startup. One has to meet a certain point criteria to do so; even though it’s their own money! is presently not a customer-friendly Internet business. It is a centralized digital stock exchange where the principals appear to be using customer funds on the backend for their selfish purposes.
The principals of need to see the wisdom and prudence of becoming more customer focused. Indeed, the customers should come first, and the necessary policies must be put in place to ensure this.
I have stuck with MoneyOnlineInvestment, because I see the enormous potential in it - like others do. They need to interact with us clients better - starting with answering Emails, and paying more attention to the concerns of the clients base generally.
DAD Tells about
They have provided every customer with a personal wall to express themselves accordingly as it relates to the program. This is a great thing; but interacting more with us who show trust in the program is even more greater for so many obvious and profitable reasons.
The image of the program must change for lasting success for all concerned. Honesty and interigty are still the best policies for business survival, and the customers must come first - else the program will eventually die a slow death.
Join me and other good folks in this program, and let's work together to help make what it should be; which is a leading synthetic stock exchange on the worldwide Web. The fact that it still exists after all these years - shows that it is doing something right.
It simply needs some fine-tuning which its dedicated customers can help with. Join us in making this a fruitful reality. Make a modest investment in it like I and others have done; and lets encourage others to do the same.
This is where we increase our points in the program without having to invest more funds. Then we can use our respective balances to invest in more and more small Online enterprises throughout the world. It's a noble concept that I like others wholeheartedly embrace.
DAD Still has Faith In
As our point balances increase, we can also decide to withdraw a satisying portion of it to our PayPal accounts or to our trustworthy Crypto Currency Wallets etc.
Sign up through my MoneyOnlineInvest Referral Link: and let's Network and collaborate to assist in making the program lucrative for all and sundry involved.
Send me an E-mail when you have done so at:
All the best of success on the Net. 

Saturday, December 10, 2022

It Is Time To End The Cuban Embargo And Restore Commerce and Trade!


By: Dr. Kevin Turnquest-Alcena

The Bahamas Dr. Kevin Turnquest-Alcena
After 50 years as an organization, the Caricom has been ineffective at having the Cuban embargo lifted. It’s a travesty that America is still trying to weaponize Cuba in this modern day and time.

To my inquiring readers, what is an embargo one may ask? Well, according to Wikipedia it is, “the partial or complete prohibition of commerce and trade with a particular country or state or group of countries.” Four countries the Bureau of Industry and Security (BIS) have implemented U.S. sanctions against are: Cuba, Iran, North Korea, and Syria.

The continuous and age old assault on Cuba is tantamount to immoral conduct. They are willing to work with countries such as: Vietnam, whom they were at war with and China because of some benefit to them, then why not Cuba?

We have to collectively find a way for America to understand that Cuba needs to be a part of and coexist with the global community. It is time America realizes Cuba’s political system, as well as the structure of how Cuba achieves its revolution is not going to disappear.

Robert Zubrin stated that, “The U.S. trade embargo on Cuba is almost completely ineffective, as many other countries, including the European Union, do not honor it.” The Biden Administration must consider the realities of the Cuban people. Yes, the there are some deep geo-politics in regards to individuals who do not like what is going on in Cuba, but it does not negate the fact that this issue needs to be readdressed.

Former President Barak Obama understood the need for open dialogue about the embargo as was stated in his address to the Cuban people during his visit to Havana. He said that, “...on December 17th 2014, President Castro and I announced that the United States and Cuba would begin a process to normalize relations between our countries. Since then, we have established diplomatic relations and opened embassies. We've begun initiatives to cooperate on health and agriculture, education and law enforcement. We've reached agreements to restore direct flights and mail service. We've expanded commercial ties, and increased the capacity of Americans to travel and do business in Cuba.”

In February 1962, President John F. Kennedy proclaimed an embargo on trade between the United States and Cuba, in response to certain actions taken by the Cuban Government, and directed the Departments of Commerce and the Treasury to implement the embargo. The Cuban embargo solely exists because they stand in solidarity, choosing to operate their political system the way they want.

This continued condemnation by America is unjust and inhumane, especially for a country that promotes freedom of speech. This embargo has majorly impacted the Cuban economy and has resulted in a $144 billion loss in the trading economy.

While the ultimate goal of the embargo was to cripple the economy and force President Fidel Castro’s hand in changing his style of governing, all efforts have failed in this respect.

The embargo limits the people of Cuba from accessing the internet to support their small businesses, take online U.S. courses, and use financial services like PayPal, yet Cuba has continued to exist and survive without the support of the American government.

America claims that the embargo is for the betterment of the Cuban people, yet it does more harm to the people than good. Its licensing requirements prevent food, medicine, medical equipment and humanitarian aid assistance from reaching Cubans.

Nonetheless, these restrictions have only encouraged the Cuban people to be innovative in their approach to taking care of the citizens of their country. Cuba managed to develop its own COVID-19 vaccine. Their development included the research, production, and rollout of the vaccine, which resulted in a 90% vaccination rate.

Cuba has educated Africa and The Caribbean in medicine and engineering, just to name a few. They now have over 2,000 institutes as result of the 1959 revolution.

Cuba has developed one of the best healthcare systems in the world. This was achieved by instituting 23 medical schools and educating those students for free. This has resulted in one of the highest doctor to patient ratios in the world, 8 for every 1,000 citizen.

Gender equality is also held in high regard with women having just has much opportunities for education as men. Cuba ranks second in the world in terms of most female representation in the country’s main governing body with a Congress that is 53 percent female. Education is the under lying cause of such achievements with Cuba having a 96% literacy rate.

So, the real question is, has the embargo really attained its goal of suppressing the Cuban country? Has it really achieved its aim of stopping trade with other countries?

The resounding answer is No! Daniel 2:21 says, “And he changeth the times and the seasons: he removeth kings, and setteth up kings: he giveth wisdom unto the wise, and knowledge to them that know understanding:”

Hence, this then begs the question as to what is America’s present goal for reinforcing the embargo? What purpose does it really serve for continuing their separation from Cuba? Would it not be more beneficial and useful if they worked with Cuba, rather than against them?

The reality is after 60 years of oppressing Cuba through the embargo, it has still not altered their political systems and way of life. As Allison Pujol writer for The Michigan Daily said, “Cuba’s heads of states recognized fairly quickly that the United States was not essential to the island’s economic future. And thus, like the embargo, Cuba’s one-party system has remained intact with little to no visible change.” I end with the words of the man at the center of it all: “Capitalism has no moral and ethical values: everything is for sale... it is impossible to educate people in such an environment: people become selfish, and sometimes turn into bandits” (Fidel Castro).

Saturday, November 26, 2022

Every International Financial Centre (IFC) Should Repeal Every Forced Legalisation Motivated By Any EU/OECD Imitative

Every EU/OECD/FATF Initiative is Illegal

International Financial Centres (IFCs) should form an (OPEC style) organisation and propose a set of universal rules for financial centres


By Professor Gilbert Morris

Professor Morris on Illegal EU,OECD and FATF Initiatives
I won’t say: “I told you so!”
But since it’s promulgation - here and elsewhere - I have rejected the EU’s beneficial ownership initiative as illegal, bogus, unconstitutional wherever adopted and counter to the rules on international agreements in the Vienna Convention on Treaties 1969.
That imitative, like 99% of the EU/OECD/FATF initiatives are:
1. One-sided fiats
2. Secured by threats and one-sided goalpost moving blackmail through Blacklists
3. Unconstitutional
4. Anathema to the multilateral system
5. Undermines basic common law privacy
6. Usurpative and biased
7. Lacked mutuality
International Financial Centres (IFC) - particularly in the Caribbean - will rejoice at this ruling like mistreated children scavenging for crumbs!
But in fact, they had NOTHING to do with it. In every jurisdiction over the decades, I’ve argued that their Attoney’s General should file cases. But, they were all prepared to capitulate as usual; none of them sufficiently schooled in their own constitutions as it relates to the geopolitics of financial centres, and none seemed committed to their sovereign capacity. Instead, all seemed ready with cowardly excuses as to why capitulating was better than standing on constitutional authority and trade rules, upon which - I’ve argued tirelessly - financial centres should be based.
I argued further for 23 years: every EU/OECD/FATF initiative is illegal.
That’s not because I wished to defend lazy capitulating IFCs. Rather, it’s because as citizens of our countries and the world, we must exercise care for the global financial system and its multilateral network by demanding adherence to defensible rules applied to all alike.
As I said a few months ago in an article for IFC Review Journal “every IFC should repeal every forced legalisation motivated by any EU/OECD imitative.”
Additionally and I repeat: IFCs should form an (OPEC style) organisation and propose a set of universal rules for financial centres.
This case is proof that the rule of law approach was right and has been right all along. A lawless sense of superiority on the one hand and cowardice on the other hand permitted it to run so long!

Tuesday, November 15, 2022

FTX Ventures was a large money sink

CEO of Alameda explained how they lost it all

All-Hands meeting:

The Alameda/FTX Story in a nutshell
At the all hands meeting, Caroline revealed the truth.  A little over a year ago, FTX started spending a lot of money.  Various investing shell companies set up w/ FTX or Alameda names were created, some known most unknown, that invested in various illiquid assets that no one in the firm or FTX knew about.  

FTX Ventures was a large money sink.  These various illiquid assets were also money sinks.  I think one of the investments was like 1bb on a crypto mining company that went bankrupt?  Alameda had also bought out Binance’s stake in FTX for ~1-2bb.

FTX was buying luxury apartments in The Bahamas, building an office in The Bahamas and then currently in the middie of building a newer, costlier office that would be in the shape of an F. Stadium naming rights, advertisements, endorsements also aren't cheap. 

It's important to note that at this point in time, none of the user funds had been touched and this had all come from mainly from Alameda loaning FTX money and being given FTT as collateral.  Alameda was able to loan so much money to FTX partly because they just had a lot of money, but also because they had many loans themsevies from lenders such as Genesis. 

Getting loans at that time was generally pretty easy.  There is where the hole in the balance sheet came from Around 6 months ago. 

LUNA crashed to 0, sending reverberations across the crypto world as they wiped out ~800bb in market value.  Alameda didn't actually lose much money directly from Luna crashing, in fact they were probably net short at the time of the crash.  

However, the Luna crash caused many firms to become liquidated, the most notable one being 3 Arrows Capital(3AC).  3AC had taken out a ton of loans (see point above about loans being easy to get), and 3AC defaulting caused a lot of these loaners to go bankrupt.  

This event created what is known as the “credit crunch”.  In the credit crunch, many loaners suddenly recalled all of their loans just to see who was still liquid.  

Alameda lost a lot from giving out loans to firms who defaulted.  Alameda was now also on the hook for money they didn't have, since they had given a lot of the loan money to FTX or had lost it loaning to now bankrupt counterparties.  

SBF had two choices at this point, let Alameda get liquidated or send user money from FTX to ensure Alameda’s survival.  

As you read online, SBF chose the latter.  From this point onwards, it was just a ticking time bomb before the truth was found out and both FTX and Alameda liquidated.  

No one at FTX or Alameda knew how much was spent and that FTX user funds had been used to save Alameda.  All the credit crunch did was expedite how quickly FTX/Alameda's frivolous spending would be found out.  Caroline painted Alameda and FTX getting liquidated as a likely event rather than a tail event (which would've been helpful to know before they hired me...).  

It was also revealed at this time that Binance had stepped away from their deal to acquire FTX, citing that the hole in the balance sheet was too big to fill.